When buying real estate in THE NIAGARA REGION

Expenses To Keep In Mind

Expenses When Buying Real Estate Ontario

Typical One-Time Expenses

1. Mortgage application & appraisal fee (if applicable), due at time of application

2. Deposit. Typically 3-5% of the purchase price, due upon accepted agreement

3. Property Inspection (optional)

4. Legal fees & disbursements, due upon closing

5. Title Insurance

6. Land transfer tax, due upon closing

7. Adjustments for utilities, property taxes, etc., due upon closing

Niagara-on-the-lake Real Estate

Typical Monthly Expenses

1. Mortgage payments & mortgage insurance (if applicable)

2. House insurance

3. Property taxes

4. Utilities

5. Condo fees (if applicable)

6. Regular home maintenance

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